Tax Resolution Services

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XeroTax Strategies ™

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Payment Plan

IRS Tax Repayment Plan

At XeroTax Strategies, we offer a variety of services for both individuals and businesses. You can count on our expertise for tax debt relief, income tax return preparation, tax resolution, and many other related services. You can count on us for all your tax-related needs, and we will never let you down.
Our services are available to you at a fixed cost. We make sure that you don’t have to deal with any hidden expenses or surprises. By working with XeroTax Strategies, you can always receive top-notch assistance with your tax-related concerns, at a price that you can afford.

No matter how big your tax debt is, we have a solution for you.

Our Services

We provide a variety of debt resolution services

Offers in Compromise (OIC)

If you are facing challenges in making your outstanding tax debt payments due to financial hardships, you may be eligible for an Offer in Compromise. If you can prove that making tax payments will lead you to extreme financial difficulties, you can request the IRS to help you settle for a lower amount.
When you reach the IRS with evidence, they will determine the amount that you will have to pay, after considering your situation. You will be forgiven for a part of your outstanding debt with it. This is where the IRS will determine your disposable income as well as the assets that you hold.
Even though getting an Offer in Compromise can help you to overcome most of your tax debt, securing a one can be quite challenging. You need to come up with a solid case and provide enough evidence. This is where we can help you. Our team at XeroTax Strategies can negotiate with the IRS on behalf of you. We can increase your chances of getting qualified for an Offer in Compromise.

Installment Agreements (IA)

When you can’t pay the outstanding debt amount in full, you can request the IRS to pay it in the form of installments. The IRS will consider your request and provide you the opportunity to pay the outstanding amount in installments. The installment terms would range from 6 months to 10 years. The period would vary based on the total amount that you owe to the IRS. Moreover, the IRS will take many other factors into consideration, such as your financial situation and the assets you own.
You can get the installment agreement in many different forms from the IRS. If you want to overcome complexities when requesting for an installment agreement, you can connect with us. We will help you to approach the IRS and come up with the best resolution.

Stair Step Agreement

Stair Step Agreement helps the taxpayers to complete payment on a larger expense, such as child support payments and car loan payments. The plan would start with a divided payment schedule. The larger payment would usually get the main focus. Then the smaller installments are collected on your unpaid tax balance. Once you complete the outstanding balance on your initial expense, you can switch back to the entire payment to back your taxes. This can be done in 48 to 60 months. It will help you to overcome the stress associated with tax payments, without having to worry about other financial obligations.

Streamline Installment Agreement

Streamline Installation Agreement comes with few strict guidelines to determine your eligibility. However, it comes with few benefits as well. For example, you will not have to disclose your financial information to the state or federal tax agency. To qualify for a Streamlined Installment Agreement, you need to make sure that your tax balance is under $50,000. Moreover, the total balance including the interest and penalties will need to be paid within 60 to 72 months. If you are a taxpayer with a disposable income and substantial assets, this is a good option to consider. We can help you in preparing the documents and conduct negotiations with the IRS to make you get.

Partial Pay Installment Agreement

Partial Pay Installment Agreement can be quite complex. However, it can help you to save a considerable amount on your outstanding tax balances. This is where you will need to disclose your financial information to the IRS.
We can help you to negotiate with the IRS, while highlighting the hardships you deal with based on the current financial situation. This hardship payment would be lesser than the monthly payment required to satisfy the full debt amount. The IRS would have a 10-year period for Statute of Limitations, where they can collect previous due tax debt. You will need to include the PIPA payment for this duration of 10 years. However, you will not have to pay the tax balance in full. We can help you to negotiate with the IRS and be eligible for this.

Conditional Expense Installment Agreement

The CIA is allowing all taxpayers to continue making payments for their long-term expenses and bills, while finding solutions for their tax debt issues. If you have a continuous payment schedule, such as a credit card payment or a 401k program, you can be eligible for the Conditional Expense Installment Agreement.
The CIA will usually provide you with a 60-month payment period to repay your tax debt in full. You will need to do three things during this time period. They include making continuous payments to the IRS as per the agreement, continue with your conditional expenses as you submitted proof, and provide required financial records or documents to the IRS. This program is helping the taxpayers to continue with their lifestyle, while settling the outstanding IRS debt.

Traditional Installment Agreement

This is more of a straightforward method available to settle your outstanding tax debt. You will need to settle your tax debt across multiple payments as installments. The total outstanding tax debt amount will be divided to monthly installments, up to 10 years. The statute of limitations will be determined based on your financial situation.
When you go for a traditional installment payment, you can overcome the hassle of making one-time payment. This provides peace of mind to you. You can also overcome the risk of wage garnishment by opting for this solution.

Currently Not Collectible Status

If you are having financial difficulties while the IRS is requesting to make outstanding tax debt, you may consider going for this option. It will remove the tax balances of you from the active collections in the IRS.
You will need to provide documents to prove your current financial situation. You should showcase that you are not even in a position to meet your basic obligations due to the financial situation. Then the IRS will declare a financial hardship for you.
Since the Statute of Limitations applied on tax debt extends for a period of 10 years, you will need to continue with filing for your tax returns timely in the future. Whenever you receive a raise, or additional income to overcome your financial hardships, you will lose your Currently Not Collectible Status. This is where you will need to come up with a new payment plan by working with the IRS. To do that, you should explain your new financial situation to the IRS with relevant documents. You can receive temporary relief from making tax payments due to financial situation through Currently Not Collectible Status.

Penalty Abatement

If you fail to pay tax debt on time, you will end up with getting penalties from the IRS. These penalties can make the situation worse for you. This is where you will come across the need to get rid of penalties. Penalty abatement can be the right solution available in such situations.
The IRS will not abate any interest applied on your tax debt. However, you will need to provide proof explaining the reasons to your missed payments or failure in adhering to deadlines. Moreover, you should also show proof to convince that you are trying to address your problems and pay the outstanding amount you owe. We can help you to prepare these evidence documents and approach the IRS.


What People Say


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