IRS Payment Instalment Plan

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Our Installment Plan

What if I Can’t Pay My Approved Installment Plan?

IRS is aware of the unexpected financial hardships that you may encounter. Such unexpected expenses like medical bills or loss of job can make it challenging for you to stick to the IRS instalment agreement. 

However, there’s no need to despair. You just need to take immediate action. As soon as you notice that you can’t keep up with the instalment payments, you should contact the IRS. Depending on the situation, IRS can help you with:

  • Adjusting the instalment plan
  • Exploring additional relief programs
  • Seeking professional assistance

Remember, the most important step is to act promptly. We can help you to proactively contact the IRS and come up with a solution. But before that, it is worth to connect with us at XeroTax Strategies. We will help you to navigate through available options and pick the best one.

When you are trying to adjust your instalment plan or go for any relief programs, the IRS will request you to provide proof. For example, you will need to provide proof to show loss of employment or unexpected bills. We can help you to get ready with these documents as well.

IRS Offer

What Is The Offer In Compromise?

When you are facing challenges in paying your approved installment plan, the IRS will provide you with few alternative options. Offer in Compromise is one such option. It provides you the chances to negotiate with the IRS and bring down the total amount you owe. If the negotiations go well, you can come to an agreement with the IRS and settle your debt at a lower amount than what you owe.

However, securing such positive results with the IRS requires a lot of haggling. This is where you would feel frustrated. In such situations, you just need to connect with us. We will help you to evaluate the situation and do negotiations with the IRS.

Struggling Under Tax Debt? You May Qualify For An Offer In Compromise.

OUR Offer

How To Qualify For An Offer In Compromise?

If you want to qualify for an Offer in Compromise, you should meet at least one of the criteria mentioned below:

Uncertainty regarding responsibility

There is a suspicion that the IRS has committed a mistake in their assessment of the sum you are obligated to pay.

Uncertainty regarding recoverability

The amount owed is deemed unrecoverable, indicating that the combined value of your assets and income is lower than your outstanding debt.

Effective tax management

Settling the owed sum would impose excessive financial burden upon you.

IRS Option

What Option Is Right For Me?

Most Americans go ahead with the Offer in Compromise based on effective tax management. They prove that settling the tax amount can lead them to economic hardships. If you go ahead with this path, you will need to show the IRS that you will not have any funds to cover up your basic living expenses after settling the overdue tax amount. Below mentioned are some of the situations that you can use to prove it:

  • A long-term disability or an illness where you have to spend most of your monthly income.
  • Dependents you have, where the expenses will cost your entire paycheck.
  • You are currently retired with a fixed income.
  • You are under the low-income level under federal guidelines.
  • The unpaid taxes you have is leaking you to a risk of bankruptcy.

If you are planning to go for an Offer in Compromise, you need to work with a tax professional. This is where our team at XeroTax Strategies can help you.

We will help you to come up with a compelling argument and prove your qualification to the IRS. On top of that, we can handle the negotiations for you. You can increase your chances of getting approved for an Offer in Compromise by working with us. Feel free to connect with us today.


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